Prerequisites
To use this payment method, the merchant must:
- Select the Payment by SEPA Direct Debit option via the gateway.
- Communicate the ICS to the payment gateway.
- Decide on the method of transmission of the direct debit file to be validated:
- Either via EBICS T connection
Conclude an EBICS T recurring payment contract with his or her bank or ask for a new EBICS user to be created for his or her existing EBICS connection.
The merchant must send a request for direct debit file validation process to the bank.
The EBICS TS protocol is not supported by the payment gateway.
- Or via e-mail
Specify a merchant e-mail to the payment gateway.
The payment gateway sends the direct debit file to the e-mail recipient. The merchant must download the file and validate it according to their bank’s procedure.
See: By e-mail
- Either via EBICS T connection
To receive the chargeback reconciliation report, you must:
- Sign up to the outstanding payment flow at their bank.
The terminology used for naming the flows may differ depending on the client, the acquirer or the gateway.
Example: RDD flow = chargeback flow.
To make sure that you request the correct flow, use the technical names below:
- SDD = pain.008
- SCT = pain.001
- RDD = camt.054