Presentation of the service
Management of payments by token
The service allows you to associate an alias with a payment method to facilitate subsequent payments.
Advantages:
- Make fast and secure payments.
Buyers no longer need to enter their bank details or IBAN (1-click payment).
The platform stores banking data in compliance with PCI-DSS requirements. Only the token is transferred during the exchange.
- Make recurring payments (subscription).
- Identify expired cards.
The platform alerts you to aliases whose cards are about to expire.
- Update the bank details associated with a token via the payment page or via the Merchant Back Office.
- Automatically detect if the payment method has expired and offer an update in case of payment by token.
- When creating a token, detect if the payment method has been previously registered.
- Modify buyer details.
In compliance with the banking data security and protection rules implemented by PCI DSS, the payment method details are destroyed after the associated token has not been used for 15 months.
The token will remain visible in the Merchant Back Office and can be updated with new details.
Recurring payment (subscription) management
The service allows merchants to create subscriptions with fixed amounts and payment schedule, also known as “recurring payments”, with or without an expiry date, within the limits of the card validity period.
- When creating a subscription, the merchant defines the start date, the amount of the installments and the recurrence rule to apply.
- Once the effective date has been reached, the payment gateway automatically processes the installments.
- After that, the merchant can no longer edit the amount of the installment payments.
To receive a notification, rule "Instant Payment Notification URL when creating a recurring payment"must be activated and configured from the Merchant Back Office (menu Settings > Notification rules).
In test mode, the transaction of the first installment is created no later than 1 hour after the subscription, according to the schedule determined by the subscription rule.
In production mode, transactions are created once a day between 12:00 a.m and 5 a.m CET.